Terms of Use
Effective Date: January 15, 2025
1. Agreement to Terms
By accessing and using the aromynthiqo financial planning platform at aromynthiqo.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. This agreement becomes effective immediately upon your first use of our services. If you do not agree with any part of these terms, you must discontinue use of our platform immediately.
These terms apply to all users of our platform, including visitors, registered users, and subscribers to our financial planning services. aromynthiqo reserves the right to modify these terms at any time, and continued use of the platform constitutes acceptance of any changes made.
User Responsibilities
- Provide accurate and complete information when creating an account
- Maintain the confidentiality of your login credentials
- Use the platform in accordance with Malaysian laws and regulations
- Refrain from unauthorized access to other users' accounts or data
2. Service Description and Limitations
aromynthiqo provides business financial planning tools, educational resources, and consultation services designed to assist Malaysian businesses in making informed financial decisions. Our platform offers budgeting tools, financial analysis features, and access to learning materials focused on financial literacy and business planning strategies.
While we strive to provide accurate and helpful financial guidance, our services are educational in nature and should not be considered as professional financial advice tailored to your specific circumstances. Users should consult with qualified financial advisors before making significant business financial decisions.
Platform Features Include:
- Interactive financial planning worksheets and calculators
- Educational content library covering business finance topics
- Progress tracking tools for financial goals
- Access to webinars and learning programs scheduled throughout 2025
- Community forums for peer discussion and support
3. User Account Management
Creating an account with aromynthiqo requires providing valid contact information and agreeing to receive periodic communications about platform updates, new features, and educational opportunities. You are responsible for maintaining the accuracy of your account information and promptly updating any changes.
Account suspension or termination may occur if users violate these terms, engage in fraudulent activity, or use the platform in ways that could harm other users or compromise system security. aromynthiqo reserves the right to terminate accounts at our discretion, with or without notice, particularly in cases involving terms violations.
Account Security Requirements
Users must create strong passwords containing at least eight characters with a combination of letters, numbers, and special characters. Sharing account credentials with others is prohibited and may result in account termination. If you suspect unauthorized access to your account, contact our support team immediately.
4. Privacy and Data Protection
aromynthiqo collects and processes personal information in accordance with Malaysian Personal Data Protection Act 2010 and our comprehensive Privacy Policy. We implement appropriate security measures to protect user data and do not sell personal information to third parties for marketing purposes.
Financial information entered into our planning tools is encrypted and stored securely. However, users should be aware that no internet-based system can guarantee complete security, and you use our platform at your own risk regarding data transmission and storage.
Data Collection and Usage
- Personal identification information for account creation and management
- Financial data entered voluntarily for planning purposes
- Usage analytics to improve platform functionality and user experience
- Communication preferences and interaction history
- Technical information such as IP address and browser type for security
5. Intellectual Property Rights
All content on the aromynthiqo platform, including text, graphics, software, educational materials, calculators, and design elements, is owned by aromynthiqo or licensed from third parties and is protected by Malaysian and international copyright laws. Users may not reproduce, distribute, or create derivative works from our content without explicit written permission.
Users retain ownership of financial data and information they input into the platform but grant aromynthiqo a limited license to use this data for providing services, generating insights, and improving platform functionality. This license terminates when you delete your account or remove specific data from the platform.
Permitted Uses
Users may access and use platform content for personal business planning purposes. Printing or saving content for individual reference is permitted, but commercial use, redistribution, or modification of our materials requires prior written authorization from aromynthiqo.
6. Payment Terms and Billing
aromynthiqo offers both free and premium subscription tiers. Premium subscriptions are billed monthly or annually, with charges processed on the anniversary date of your subscription. All fees are stated in Malaysian Ringgit (MYR) and are non-refundable except as required by law or as specifically stated in our refund policy.
Users can cancel premium subscriptions at any time through their account settings. Cancellations take effect at the end of the current billing period, and you will continue to have access to premium features until that time. Failed payment attempts may result in temporary suspension of premium features.
Subscription Features
- Advanced financial planning tools and calculators
- Priority access to educational webinars and workshops
- Personalized financial insights and recommendations
- Extended data storage and historical analysis capabilities
- Direct support access and consultation scheduling options
7. Liability Limitations and Disclaimers
aromynthiqo provides financial planning tools and educational content "as is" without warranties of any kind, either express or implied. We do not guarantee that the platform will be error-free, uninterrupted, or free from harmful components. Users acknowledge that they use the platform at their own risk.
Our liability is limited to the maximum extent permitted by Malaysian law. In jurisdictions where liability cannot be completely excluded, our total liability for any claims arising from your use of the platform shall not exceed the amount you paid for premium services in the twelve months preceding the claim.
Force Majeure
aromynthiqo is not responsible for delays or failures in performance resulting from acts beyond our reasonable control, including but not limited to natural disasters, war, terrorism, strikes, internet service provider failures, or government actions.
8. Dispute Resolution and Governing Law
These Terms of Use are governed by the laws of Malaysia, and any disputes arising from your use of the platform will be resolved through the Malaysian court system. Users agree to attempt resolution of disputes through good faith negotiation before pursuing formal legal action.
For disputes involving amounts less than MYR 5,000, users agree to binding arbitration conducted in English in Ipoh, Perak. The arbitrator's decision will be final and enforceable in any court of competent jurisdiction.
aromynthiqo Legal Department
56, Sri Klebang E/8, Bandar Baru Sri Klebang
31200 Ipoh, Perak, Malaysia
Phone: +6095161239
Email: legal@aromynthiqo.com
9. Platform Usage Guidelines
Users must not engage in activities that could damage, disable, or impair the platform's functionality or interfere with other users' access. Prohibited activities include attempting to gain unauthorized access to user accounts, transmitting viruses or malicious code, or using automated systems to access the platform excessively.
Content shared in community forums must be respectful, relevant to financial planning topics, and free from promotional material unrelated to legitimate business discussion. aromynthiqo reserves the right to remove content and restrict user access for violations of community guidelines.
Prohibited Activities
- Sharing false or misleading financial information
- Attempting to reverse engineer platform software
- Using the platform for illegal activities or fraud
- Harassing other users or aromynthiqo staff members
- Creating multiple accounts to circumvent restrictions
- Scraping or automatically downloading platform content
10. Updates and Modifications
aromynthiqo continuously improves the platform by adding new features, updating existing tools, and expanding educational content. These updates may occasionally require changes to how certain features function, and we will provide reasonable notice of significant changes that affect user experience.
We reserve the right to modify these Terms of Use as needed to reflect changes in our services, legal requirements, or business practices. Material changes will be communicated via email to registered users at least 30 days before taking effect. Continued use of the platform after the effective date constitutes acceptance of the modified terms.
Notification Methods
Important updates regarding terms changes, platform maintenance, or security matters will be communicated through email notifications, in-platform announcements, and updates posted on our website. Users are responsible for maintaining current email addresses in their account settings.
Contact our support team:
Email: info@aromynthiqo.com
Phone: +6095161239
Business Hours: Monday-Friday, 9:00 AM - 6:00 PM MYT